NetherlandsHealthcare & InsuranceRegulatory changes detected in official sources — tracked continuously by GovToDate's monitoring.
Last detection: 28 September 2026
What changes: The mandatory deductible for healthcare insurance will be increased by €60 from 2027. This amount will be determined by ministerial regulation after indexing and rounding.
What changes: As of January 1, 2026, the basic package of health insurance will change. The deductible remains €385. The co-payment for medicines remains a maximum of €250. There are three changes: 3 reimbursements per year for smoking cessation support, exercise therapy for axial spondyloarthritis (axSpA) will be definitively reimbursed, and 'look-ahead' consultations and advice will no longer be subject to th
What changes: There is a legislative proposal to halve the mandatory deductible for healthcare insurance from 2027. This would amount to a reduction to €165.
What changes: From January 1, 2026, PGB care providers with an employment contract of a maximum of 3 days per week have a legal right to social security benefits, such as unemployment benefits (WW), maternity benefits (WAZO), sickness benefits (Ziektewet), and disability benefits (WIA). This applies retroactively from January 1, 2026, even though the law (Law on Adjustment of the Home Services Regulation) was o
What changes: From January 1, 2026, the reimbursement for participating in a smoking cessation program will be expanded. Instead of once a year, individuals can now participate in such a program three times a year, and this will be reimbursed from the basic insurance package.
What changes: Active exercise therapy for patients aged 18 or older with severe axial spondyloarthritis (axSpA), formerly known as ankylosing spondylitis, will be definitively reimbursed from the basic insurance package. This therapy can be received from a physiotherapist or exercise therapist.
What changes: From January 1, 2026, remote consultations and advisory services requested by a general practitioner from a specialist will no longer be subject to the deductible. This also applies to exploratory conversations in mental healthcare (ggz).
What changes: From January 1, 2026, PGB care providers with an employment contract of up to 3 days per week will have a legal right to social security benefits, such as unemployment insurance (WW), maternity benefits (WAZO), sickness benefits (Ziektewet), and disability benefits (WIA). This is a government initiative to give these care providers as many rights as other employees.
What changes: The compulsory deductible for health insurance is expected to increase from €385 in 2026 to €455 in 2027. This is a projection based on current insights.
What changes: PGB budget holders can receive compensation in 2026 and 2027 for the additional costs they incur. These extra costs are estimated to be approximately 20% higher than in 2025, and the compensation is intended to cover these increased expenses.
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